Money Borrowing from your 401(k) is easy. But should you really break open that piggy bank? May 20, 2019May 30, 2019Tanisha A. Sykes, Special to USA TODAYComments Off on Borrowing from your 401(k) is easy. But should you really break open that piggy bank? Nearly 3 in 10 Americans dip into retirement savings, says Transamerica. It pays for higher education, lowering debt and covering medical costs.