Author: Katie Brockman, The Motley Fool

These blunders may seem harmless, but they could affect your retirement more than you think.

The two major players in the retirement savings account game are the 401(k) and IRA. They both have strengths and weaknesses, but which is best?

To make the most of your benefits, it’s important to understand how they’re determined.

See how your retirement account stacks up.

Traditional IRAs, Roth IRAs, and 401(k)s are the most common types of retirement accounts. Although they’re similar, there are a few key differences.

Too many Americans have a bleak view of their financial future.

If you don’t know these incentives exist, you may be shortchanging your retirement savings.

Sometimes it just doesn’t make sense to wait.