Author: Michele Lerner, Special to USA TODAY

Buying a home takes planning and commitment. Here’s how to prepare for your big purchase.

People who sell their homes without an agent like to have control, avoid paying commissions or they know their buyer already. But there are risks.

In the heat of a house sale, it may seem easier to pick a real estate professional with a network of other pros. But it’s smarter to shop around.

Painting a home before putting in on the marketcan be critical to selling it faster and for a better price. A fresh coat can add 1-3% to the price.

Building a home doesn’t have to an overwhelming feat that busts your budget. A semi-custom lets you add personal touchesto a floor plan and finishes.